Policy effective as of June 2014.
| FACTS |
What does Chessie FCU do with your information? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Account Balances
- Payment History
- Transaction History
- Credit History
- Credit Scores
|
| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Chessie FCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Chessie FCU share? |
Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes – to offer our products and services to you |
Yes |
Yes |
| For joint marketing with other financial companies |
Yes |
Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No |
We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No |
We don’t share |
| For non-affiliates to market to you |
Yes |
Yes |
| How to Limit Our Sharing... |
Call us at 301-777-1781 or 800-437-1057
Email us at [email protected]
Please note: If you are a new or existing member, we can begin sharing your information within 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit sharing. |
| Page 2 |
| Who We Are |
| Who is providing this notice? |
Chessie FCU means Chessie Federal Credit Union |
| What We Do |
| How does Chessie FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Chessie FCU collect my personal information? |
We collect your personal information, for example, when you
- Open an account
- Pay us by check
- Give us your wage statements
- Provide your mortgage information
- Give us your contact information
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
|
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Chessie FCU has no affiliates
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Chessie FCU does not share with non-affiliates so they can market to you.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group.
|
