Home Equity Line of Credit

Key Features

• Competitive Rates
  
• Free Pre-Qualify
  
• Local Processing

Details

• Competitive rates for several ongoing or seasonal needs:
  
  • Education expenses
    
  • Major life events
    
  • Major home improvements
    
  • Debt consolidation
    
  • Emergency reserve
    
  • And much more
    
• The existing equity in your home is used as collateral backing
  
• Borrow up to 80% of your appraised value less your outstanding mortgage (if applicable)
  
• Accommodating repayment terms that work uniquely for you
  
• Funds available anytime without reapplying; apply once, then use for up to 10 years thereafter
  
• Revolving credit — as principal is repaid, more becomes available for use
  
• No payment or any interest due until the credit line is used
  
• Easy access to your funds by writing a check
  
• We will pay up to $500 of your closing costs
  
• The interest paid might be tax deductible¹
  
• Quick, local decision-making and processing
  
• Attentive, friendly service from people you trust