family enjoying outside

Personal Loan Rates

APY = Annual Percentage Yield. APR =Annual Percentage Rate. Rates effective as of November 1st, 2024.
Rates are subject to change without notice. 
View more details about our Auto Loans

Loans APR as low as Terms
New/Used Auto (2022-2025) Auto 0-48 months (up to 110%) 5.49% 48 month
New/Used Auto (2022-2025) 49-60 months (up to 110%) 6.24% 60 months
New/Used Auto (2022-2025) 61-72 months (up to 110%) 6.74% 72 months
New/Used Auto (2022-2025) 73-84 months
(up to 110% $25K or more)
7.24% 84 months
Used Auto (18-21) (up to 110%) 6.49% 48 months
Used Auto (18-21) (up to 110%) 6.99% 60 months
Used Auto (18-21) (up to 110%) 7.24% 72 months
Used Auto (18-21) (up to 110%) 7.74% 84 months
Used Auto (14-17)(up to 100%) 7.49% 48 months
Used Auto (14-17) (up to 100%) 7.99% 60 months
Used Auto (2013 and older) (up to 100%)  9.24% 48 months
View more details on Motorcycles & ATVs

Loans APR as low as Terms
New/Used Motorcycle/ATV (22-25) 6.99% 48 months
New/Used Motorcycle/ATV (22-25) 7.74% 60 months
New/Used Motorcycle/ATV (22-25) 8.24%
72 months
New/Used Motorcycle/ATV (22-25) 8.74%
84 months
Used Motorcycle/ATV (18-21) 8.24% 48 months
Used Motorcycle/ATV (18-21) 8.74% 60 months
Used Motorcycle/ATV (18-21) 9.24% 72 months
Used Motorcycle/ATV (18-21) 9.74% 84 months
Used Motorcycle/ATV (14-17) 8.99% 48 months
Used Motorcycle/ATV (14-17) 9.49% 60 months
Used Motorcycle/ATV (13-older) 10.74% 48 months
View more details about Boat Loans

Loans APR as low as Terms
New Boat 10.24% up to 72 months
Used Boat 10.74% up to 72 months
View more details about RV Loans

Loans APR as low as Terms
New RV 10.24% up to 72 months
Used RV 10.74% up to 72 months
Loans APR as low as Terms
Signature Loans 10.74% up to 60 months
Share Secured – Share rate plus 3.00% 4.10% up to 120 months
Certificate Secured – Certificate rate plus 3.00% N/A up to 120 months
Loan Plus Checking – Line of Credit 12.75% N/A
Visa Platinum Credit Card – Rates based on credit score 13.49% N/A





Periodic Rates:
The Purchase APR is 13.49% which is a monthly periodic rate of 1.12%.
The Balance Transfer APR is 13.49% which is a monthly periodic rate of 1.12%.
The Cash Advance APR is 13.49% which is a monthly periodic rate of 1.12%.
 
Rates are based on year of vehicle, term of loan and credit score. For current rates and details on terms and conditions contact us at 301-777-1781 or visit any branch.
 
Annual Percentage Rate is based on credit score and term.
 
For example: New Auto Loan rate of 5.49% for 48 months, payment is $23.31 per $1000.00 borrowed.
 
The APR may vary for Loan Plus Lines of Credit, Visa Platinum Credit Card, Share Secured and Certificate Secured loans since the rate can change during the term of the loan.